So my plan of not sweating the small stuff in 2013......
its trial by fire already.Sunday, Jeff & I kinda, sorta looked at some new-to-us (used) SUVs. With the kids getting bigger & Hayden needing a new carseat NOW (the seats in Jeff's car are rated to 40lbs & he is 39lbs!) & we are struggling to find him one. If you haven't tried it, fitting 3 5 point harnessed carseats across a single row is difficult. And Hayden is built like a big dude, broad, thick, so not just any carseat works for him. Neck straps are too narrow & dig in. Buckles don't sit right on his belly. The list goes on. So I'm failing to find a new affordable seat for him, that fits, works well for us & that he is comfortable in.
So you're looking at new cars because of carseats, Katie?Sort of yes.
But also, someday we still would like to add to our family, so its an investment on future dreams too. And with 3 kids, an Equinox doesn't leave a lot of room for "stuff" & anticipating a future of dance lessons, T-ball games, etc. upsizing doesn't seem crazy. We could spend $1500 on some great new Foonf carseats that would fit in our vehicle just perfect. Or we could put that to a new vehicle that will continue to grow with us.
Both of our vehicles are paid off, so the thought of taking on any new monthly expenses is not ideal for us, so we're doing a lot of online research of prices, and trying to find something that we can trade in ours for & pay minimal in cash to keep no revolving payments, without compromising on what we want for vehicle, gas mileage, quality, etc.
So what does this have to do with not sweating the small stuff?Tuesday. Work was slow, so I was staff reduced & home on call. The kids went to school as scheduled since I was on-call & Jeff & I were going to slip over after he got off work with the kids still at daycare & test drive a thing or two.
Until, while parked in the shop at school.... the Equinox lights started flashing.... horn started honking.... and engine started smoking!! 6 hours before we had every intention of trading it in if we stumbled across something perfect!
Apparently some freak thing happened, and the fuses & wires coming from the battery (or something like that) sparked & all melted down together & shorted out! Estimated repair cost (keeping in mind our vehicle at trade in is worth probably $7000)..... $3200!! Oh lordy!
Good news.... we have a warranty. Bad news.... this is excluded.
Good news.... insurance says this is a "freak" thing, not normal wear & tear. So they will pay after we meet $500 deductable. Still $500, but much better than the alternative!!
Bad news... since this was a bigger issue than just a PART... they can't just go out & buy this PART to fix ours. Meaning, they will spend a few days checking with people to see if they can find this "whole system" salvaged off another vehicle, if not, it has to be built. Meaning we are without a vehicle for at least a month. Wait? A MONTH!!
Good news... insurance helps with a rental.
Bad news... it still costs $13 a day, which over 30 days adds up to... well a lot!!
So here I sit... home with 3 kids & no vehicle, hoping nobody gets sick or nothing happens.
And trying to decide what exactly is going to be our plan of action for the next 30 days??!!Do we get a rental? Do we try to find someone who has a vehicle we can borrow for a week here & there? Do we get up early every day that I'm home to drive Jeff to work & pick him up? What are the costs of that in terms of extra gas & mileage to our van?
At least we had good insurance. At least no one got hurt. At least it didn't happen when Jeff was driving somewhere with 3 kids in the car, can you imagine??!!
Welcome first challenge of the year.....